As fun and rewarding as traveling is, planning a trip can be an arduous task. No matter the length of the trip, there will be flights and hotels to book, itineraries to figure out, and much more.
In the rush to get everything done, it’s easy to forget about planning for the unexpected. What would happen if you got sick or hurt? What if you have to cancel your trip? What if your luggage gets lost? These are just some of the reasons you absolutely must buy travel insurance before you depart.
If you’re only looking to insure a single trip, this article is for you. We’ll explain everything you need to know about single trip travel insurance, and why Insubuy is the easiest place to buy it.
What is a Single Trip Travel Insurance Plan?
Single trip travel insurance is insurance coverage just for one trip, like a vacation or business trip. Unlike multi trip travel insurance that can cover you for any number of trips you may take within a year, a single trip travel insurance plan can only cover you for the length of one trip, from the policy’s effective date to the journey’s end. Single trip travel insurance plans make perfect sense as family holiday insurance, or for your average traveler simply taking a vacation.
What Does a Single Trip Travel Insurance Plan Cover?
Though each plan will have its own specific inclusions and exclusions, most single trip travel insurance plans can cover:
- Trip cancellation
- Trip interruption
- Emergency medical treatment
- Baggage loss
- Baggage delay
- Return of mortal remains
- Accidental death and dismemberment
- Emergency medical evacuation
- Other ancillary benefits that can vary by plan
Why is it Worth Insuring Your Upcoming Trip?
The single trip travel insurance USA residents need can be worth its weight in gold if something goes wrong during your holiday.
For example, let’s say you became extremely sick just a few days before your scheduled departure. The airline isn’t going to refund you simply because you’re sick, and your hotel won’t either. The trip cancellation benefit of single trip travel insurance can reimburse you for all eligible nonrefundable expenses.
As a second example, let’s imagine what would happen if you broke your leg while visiting a foreign country. Will your domestic health insurance be accepted? Probably not. Can you afford to pay the entire hospital bill out of your own pocket before you get released? Not likely. The emergency medical coverage offered by travel insurance ensures you can get the best medical care available anywhere in the world for an affordable, predictable price.
For the modest cost, even cheap single trip travel insurance can save you a boatload of money.
How Much Does a Single Trip Travel Insurance Plan Cost?
Though the exact number will vary depending on the details of your trip, plan on spending between 5% and 7% of your total trip cost on single trip travel insurance. This cost is refundable with some plans.
Click here to get your free single trip travel insurance quotes!
How to Get Single Trip Travel Insurance with Insubuy
Getting single trip travel insurance is quick and easy with Insubuy. Just fill out a quote form, get instant results from multiple travel insurance providers, and purchase the best travel insurance for your needs online instantly!
Frequently Asked Questions about Single Trip Travel Insurance
Can you get travel insurance for one trip?
Yes, you can purchase travel insurance for one trip. It is typically referred to as trip cancellation insurance.
What is single occupancy travel insurance?
Single occupancy travel insurance is a benefit included in many plans that will allow you to be reimbursed for the additional cost incurred during the trip as a result of a change in the per-person occupancy rate for prepaid travel arrangements if a person booked to share accommodations with you has your trip delayed, canceled, or interrupted for a covered reason and you do not.
Is it worth paying for a single trip insurance?
It is always worth paying for single trip insurance. You can never predict when a travel or health issue might arise, so it’s essential to be prepared for it with a proper single trip travel insurance plan.
Looking for international medical coverage for your trip without travel benefits? Consider single trip travel medical insurance.
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